This report would not have been possible without the funding support of the Ministry of Foreign Affairs of the Netherlands. The authors are especially grateful to the Somali transnational community (especially in the Netherlands, UK, Dubai and Somalia) and all the people willing to share their views on this contentious topic, as well as Ahmed-Keyse Ali Roble and the International NGO Safety Organization in Somalia for their logistical support to our work. A special thanks goes to Fia van der Klugt, Marjolein Jongman, Roelof Haveman and Ismael Moalim (Dutch Ministry of Foreign Affairs) for their support. We would also like to thank the reviewers, among others Ladan Affi (Zayed University), Ali Hersi (Saferworld) and Mariska van Beijnum (Clingendael’s Conflict Research Unit), who have invested their time and efforts in providing comments and suggestions for this report. Additionally, we would like to thank Melissa Krassenstein, whose support and diligent work was invaluable for this report. Lastly, it should be noted that Dahabshiil refutes any suggestion that it has or has had links with the Somali National Movement at any point in time, or that it has opposed any banking related legislation in Somaliland.